But it's your own fault.
It dosen't take Helen Keller to figure out that you shouldn't live eighteen friggin feet below sea level. I mean come on!!! If you house is built on a cliff overlooking the ocean and one day it falls in, to goddam bad. That's the chance you took in where you live.
So I guess the moral of the story is, that if you live in tornado alley in some decreped, white trash, inbred trailer and a tornado wipes you out, sorry, but that's the chance you took.